JimBob Got A Raise At Work

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JimBob got a raise at work. Not much, just $100 per month, but it’s a huge deal because JimBob and his family have been living paycheck to paycheck and have no money for anything extraneous. What does Jim-Bob do? (guest article by MSB contributor, ‘Lauren’)   As JimBob is a normal member of our society he dithers back and forth between paying off some of his credit card debt or buying that new bike he’s been wanting. He already pays for a gym membership, but he’s been wanting the bike, and staying in shape is important. At the bike store

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